1. Information collected
ScaleKit Financing is operated by Arch Ventures LLC. We collect the information you enter in the application, including contact, business, financial-profile, requested-financing, credit-range, electronic-signature, consent, provider-selection, and device or website-activity information.
- Identifiers and contact details.
- Business ownership, entity, industry, location, time-in-business, revenue, and profitability information.
- Requested financing amount, purpose, product interest, provider selection, and credit range.
- Application documents, communications, signature, consent state, and acceptance timestamps.
- Device, browser, IP-address, referral, form-interaction, and approximate-location information.
2. Purposes
We use this information to process your request, identify potentially relevant financing options, communicate with you, verify information and authority, prevent fraud, maintain consent and compliance records, operate and improve our services, enforce agreements, and comply with legal obligations.
3. Disclosure and recipients
If you ask us to identify or pursue financing, we may disclose relevant application information to financing providers identified to you before disclosure. We may also use service providers that support hosting, application management, communications, analytics, security, fraud prevention, verification, document processing, professional advice, and compliance. Independent financing providers may retain and use information under their own privacy policies even if you do not receive or accept financing.
4. Sale, sharing, and targeted advertising
ScaleKit does not sell personal information for money. Certain analytics, advertising, referral, or provider disclosures may be treated as sale, sharing, or targeted advertising under broadly written state laws. Applicable choices are available through the Privacy Choices page. Mobile numbers and SMS consent records are not sold, rented, or disclosed for unaffiliated third parties' independent marketing.
5. Retention
We retain information for the period reasonably necessary to provide the requested service and satisfy legal, security, fraud-prevention, dispute, audit, consent, suppression, and recordkeeping requirements. The period varies according to the category, sensitivity, purpose, application status, legal obligations, and backup schedule.
6. Your choices
You may have rights to access, correct, delete, or obtain a copy of information and to opt out of certain sale, sharing, targeted advertising, or marketing. Review the Privacy Policy and Privacy Choices page before continuing. Do not submit passwords, online-banking credentials, or unnecessary full Social Security or account numbers through general website fields or ordinary email.